OPENING PREMIUMS – Traditional Policies
With more than 85 years in the business backed by the results of our highly-efficient direct system (no middlemen), we are able to offer important rebates on the initial premium, as well as maintaining our rate of RETURNS as we have done since 1922.
North and South Regions
West Regions
Northwest Regions
East Regions
We Value Return Business
All those insured in the previous harvest season that return to La Dulce to purchase new policies, will receive a 10% discount bonus from the lowest purchase value between the previous and present seasons.
* Disclaimer: The only amount added to these premiums is the IVA (Impuesto al Valor Agregado – Added Value Tax). There will also be a large percentage rebate based on RETURNS, SENIORITY BONUSES and CONTINUITY AWARDS. It always ends up being the LOWEST PRIME RATE OF THE MARKET.
We are celebrating our 85th anniversary and we feel that the reasons to protect your budget with the best available premiums are on the increase.
Post-Harvest Payment
The expiration date becomes valid after the habitual harvest dates (South and West Fine Crop Harvest: February 10th; North, Northwest and East Fine Crop Harvest: January 10th; Thick Crop Harvest for all regions: May 31st). The initial premium already includes all taxes and related expenses, except IVA.
No Hidden Fees
Please keep in mind that these percentages are applied directly to the amount insured, without any additional fees (such as administrative fees, appraisal fees, legal action fees, etc).
Opening Premiums Over Insured Capital
2008/2009 Harvest
Traditional Policies
NORTH/SOUTH REGIONS |
| Crop |
Premium |
| Wheat - Linseed - Birdseed - Oats |
3,40% |
| Soy - Sunflower - Sorghum |
3,90% |
| Corn |
2,80% |
| Barley - Rye |
4,30% |
| Rape |
5,00% |
| Peas |
6,00% |
|
WEST REGIONS |
| Crop |
Premium |
| Wheat - Linseed - Birdseed - Oats |
3,90% |
| Soy - Sunflower - Sorghum |
4,90% |
| Corn |
4,50% |
| Barley - Rye |
4,90% |
| Rape |
5,50% |
| Peas |
6,50% |
|
NORTHWEST REGION |
| Crop |
Premium |
| Wheat - Linseed - Birdseed - Oats |
4,30% |
| Soy - Sunflower - Sorghum |
5,40% |
| Corn |
5,00% |
| Barley - Rye |
5,40% |
| Rape |
6,10% |
| Peas |
7,20% |
|
EAST REGION |
| Crop |
Premium |
| Wheat - Linseed - Birdseed - Oats |
2,80% |
| Soy - Sunflower - Sorghum |
3,20% |
| Corn |
2.30% |
| Barley - Rye |
3,50% |
| Rape |
4,00% |
| Peas |
4,80% |
|
Franchise Policies
Chosen Franchise |
Thin Crop Premium Rebate |
Thick Crop Premium Rebate |
10% |
20% |
22% |
20% |
34% |
38% |
30% |
45% |
50% |
40% |
52% |
59% |
You may also choose to download the detailed premiums in .PDF format. To view these in your PC you must have
Adobe Reader installed.
PDF file - size 530 Kb
PDF file - size 78 Kb
